Francis X. Masse II, CFM, ARPC | Managing Director, Partner

"I serve as the team's investment strategist and oversee our asset allocation models, money sector weightings and tactical investments. I also monitor client portfolios and allocations, investment manager performance and corporate capitalization projects. I am experienced in meeting complex financial needs and customizing investment solutions to best serve my clients"

Francis Masse holds the Certified Financial Manager (CFM) designation, which is a Merrill Lynch self-study curriculum based on a variety of wealth management topics and a course exam. He has also earned the Accredited Retirement Plan Counselor (ARPC) designation.

Frank began his career at Merrill Lynch in 1999 and became a part of The Sarian Group, now Sarian Strategic Partners, in 2003. While at Merrill Lynch, Frank was approved in the Personal Investment Advisory® (PIA) Program for specially qualified Financial Advisors. As a Portfolio Manager in this program, he built customized portfolio strategies, as well as provided traditional advice and guidance. Prior to joining Merrill Lynch, Frank was a Partner and COO at his family's construction firm in Philadelphia for eight years.

A graduate of Villanova University with a Bachelor's degree in Business Administration and Finance, Frank is an avid outdoorsman with interests in big-game fishing, trapshooting and golf. Frank is also U.S.C.G licensed Captain and currently holds a 100 Ton Masters License. He enjoys hosting a limited number of offshore fishing charters out of Southern, NJ on weekends. Frank lives in Newtown Square with his wife, Wendy, and their two boys, Peter and Jack.

Frank joined Hightower in 2013 as a Managing Director and Partner.

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